코어-새틀라이트 할당기 계산기

무료 계산기: 유효 비중과 집중도 검사를 통해 코어-새틀라이트 포트폴리오를 모델링하세요.

결과

80%

20%

티커 (현물가 자동 입력)	Type
VTI	core	80%
QQQ	satellite	20%

QQQ

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$1$50

작동 방식

Define core holdings with portfolio level weights. Add satellite picks with weights relative to the satellite sleeve only. Allocate 80% core across VTI and VXUS at 60/40 within core. Add satellite picks like individual tech stocks at relative weights summing to 100% within the 20% satellite sleeve. Example core: 50% US total market ETF, 30% international ETF, 20% bond ETF within 80% core sleeve. Satellites: individual stocks summing to 100% of remaining 20%. Document investment policy stating max 5% per satellite and 80% minimum core to enforce discipline during bubbles. Core can mix stocks bonds and REITs as long as weights sum to chosen core percentage of total portfolio. Allocate 80% core across VTI and VXUS at 60/40 within core. Add satellite picks like individual tech stocks at relative weights summing to 100% within the 20% satellite sleeve. Enter core index weight and satellite sleeve tickers with targets: tool flags when satellite drift exceeds tolerance band. Allocate 80% core across VTI and VXUS at 60/40 within core. Add satellite picks like individual tech stocks at relative weights summing to 100% within the 20% satellite sleeve. Enter core index weight and satellite sleeve tickers with targets: tool flags when satellite drift exceeds tolerance band. Allocate 80% core across VTI and VXUS at 60/40 within core. Add satellite picks like individual tech stocks at relative weights summing to 100% within the 20% satellite sleeve.

Review effective allocations and concentration warnings to keep satellite bets appropriately sized. Effective allocation converts satellite relative weights to portfolio level percentages. A satellite at 50% of sleeve equals 10% of total portfolio when core is 80%. Concentration warning at 5% total portfolio per satellite prevents one moonshot from dominating risk. Rebalance satellites quarterly while core drifts annually to control turnover and tax drag. Name each satellite thesis in notes so future you remembers why the position exists when rebalancing. Satellite sleeve is for tactical bets not emergency cash reserves. Schedule an annual review of core versus satellite weights. Effective allocation converts satellite relative weights to portfolio level percentages. A satellite at 50% of sleeve equals 10% of total portfolio when core is 80%. Core should be broad low cost ETF while satellites hold factor tilts, sector bets, or single stocks you research actively. Effective allocation converts satellite relative weights to portfolio level percentages. A satellite at 50% of sleeve equals 10% of total portfolio when core is 80%. Core should be broad low cost ETF while satellites hold factor tilts, sector bets, or single stocks you research actively. Effective allocation converts satellite relative weights to portfolio level percentages. A satellite at 50% of sleeve equals 10% of total portfolio when core is 80%.

보수적 및 낙관적 시나리오로 가정을 테스트하세요. 다양한 입력값 간 결과를 비교하세요. 결정을 내리기 전에 민감도 분석을 실행하세요.

입력값이 변경될 때마다 코어-새틀라이트 할당기을(를) 사용하세요: 시장 변동, 새로운 기여금 또는 수정된 개인 가정 후. 소프트웨어 설치 없이 빠른 재실행을 위해 페이지를 북마크하세요.

단계별 안내

코어-새틀라이트 할당기을(를) 열고 현재 입력값을 입력하세요.
계산된 출력과 요약 테이블을 검토하세요.
가정을 조정하고 시나리오를 나란히 비교하세요.

실전 예제

Example scenario for Core Satellite Allocator: 80%, 100%, 20%. Enter those values above to reproduce the walkthrough described in How it works.

한 번에 하나의 입력을 조정하여 민감도를 확인하세요. 코어-새틀라이트 할당기은(는) 즉시 업데이트되므로 행동하기 전에 낙관적 및 보수적 가정을 스트레스 테스트할 수 있습니다.

이 계산기를 사용할 때

Reach for Core Satellite Allocator when model core satellite portfolios with effective weights and concentration checks.. It suits quick what if analysis before trades, allocation changes, or plan updates.

결정이 세금, 유동성 또는 하나의 공식이 포착하는 것 이상의 다년 전망을 포괄할 때 관련 도구와 함께 사용하세요.

흔한 실수

입력 단위나 오래된 시장 가격을 확인하지 않고 출력을 복사하는 것은 코어-새틀라이트 할당기에서 흔한 오류입니다. 행동하기 전에 티커, 백분율 및 날짜를 확인하세요.

단일 기준 시나리오만 실행하면 꼬리 위험을 무시합니다. 보수적 입력으로 스트레스 테스트하고 결정이 중요할 때 아래 나열된 관련 도구와 비교하세요.

공식

Satellite Share = Satellite Weight / Sum of Satellite Weights

Effective Satellite % = Satellite Share × (100% − Core %)

Core weights entered as portfolio percentages. Does not model correlation between satellites. Multiple tech satellites may act as one concentrated bet. Sum effective satellite weights plus core should total 100% before adding new satellite ideas. Refresh satellite weights after corporate actions like splits affecting share counts. Does not model correlation between satellites. Multiple tech satellites may act as one concentrated bet. Does not model options overlay on core: covered call ETFs behave differently from plain index core. Does not model correlation between satellites. Multiple tech satellites may act as one concentrated bet. Does not model options overlay on core: covered call ETFs behave differently from plain index core. Does not model correlation between satellites. Multiple tech satellites may act as one concentrated bet.

제한 사항 및 가정

주요 용어

What is core satellite investing: Core satellite investing keeps most assets in broad low cost core funds while satellites target specific themes or alpha bets.
How do I structure inputs: List core ETF tickers with target weights summing to your core percentage.
모델 가정: Effective allocation converts satellite relative weights into portfolio level percentages.

대안 비교

More calculators: target allocation drilldown, rebalancer, risk parity. Use those calculators when core satellite allocator alone does not capture the full decision.

portfolios.tools의 내부 링크는 계산기 체인을 도와줍니다: 먼저 코어-새틀라이트 할당기을(를) 실행한 다음, 아래 관련 섹션의 전문 도구로 엣지 케이스를 검증하세요.

FAQ

What is core satellite investing?

Core satellite investing keeps most assets in broad low cost core funds while satellites target specific themes or alpha bets. Core holds broad index funds for market exposure. Satellites express tactical views or factor tilts without abandoning diversification. Factor ETFs like momentum or low vol can live in satellite sleeve without replacing broad core exposure. ESG or sector tilt ETFs in satellite sleeve keep core passive while expressing values or views. Core holds broad index funds for market exposure. Satellites express tactical views or factor tilts without abandoning diversification. Satellite concentration above five percent per name increases idiosyncratic risk that core sleeve is meant to dampen. Core holds broad index funds for market exposure. Satellites express tactical views or factor tilts without abandoning diversification. Satellite concentration above five percent per name increases idiosyncratic risk that core sleeve is meant to dampen. Core holds broad index funds for market exposure. Satellites express tactical views or factor tilts without abandoning diversification.

How do I structure inputs?

List core ETF tickers with target weights summing to your core percentage. Add satellite tickers with relative weights within the satellite sleeve. Core weights must sum to your chosen core percentage. Satellite relative weights sum to 100% within the non core sleeve only. Satellite weights are relative: two satellites at 50% each split the satellite sleeve evenly. Core weights must sum to your chosen core percentage. Satellite relative weights sum to 100% within the non core sleeve only. Rebalance satellite more frequently than core when volatility is high: quarterly core and monthly satellite is common policy. Core weights must sum to your chosen core percentage. Satellite relative weights sum to 100% within the non core sleeve only. Rebalance satellite more frequently than core when volatility is high: quarterly core and monthly satellite is common policy. Core weights must sum to your chosen core percentage. Satellite relative weights sum to 100% within the non core sleeve only.

What are concentration warnings?

Effective allocation converts satellite relative weights into portfolio level percentages. Warnings flag any satellite above 5% of total portfolio. A single satellite bet at 8% can dominate returns and risk. Multiple satellites in same sector aggregate: three tech stocks at 2% each still sum 6% tech tilt. Warnings flag any satellite above 5% of total portfolio. A single satellite bet at 8% can dominate returns and risk. Tax loss harvesting fits satellite sleeve in taxable account while core sits in IRA to minimize turnover friction. Warnings flag any satellite above 5% of total portfolio. A single satellite bet at 8% can dominate returns and risk. Tax loss harvesting fits satellite sleeve in taxable account while core sits in IRA to minimize turnover friction. Warnings flag any satellite above 5% of total portfolio. A single satellite bet at 8% can dominate returns and risk.

How much should be core?

Many investors use 70 to 90% core. Satellites should be sized so a total loss does not derail long term goals. 70 to 90% core suits most investors. Aggressive tilts above 30% satellite require active monitoring and rebalancing discipline. Tax loss harvest in satellite sleeve while holding core indefinitely is a common implementation pattern. Beginners often start 90% core 10% satellite until rebalancing habit forms before expanding sleeve. 70 to 90% core suits most investors. Aggressive tilts above 30% satellite require active monitoring and rebalancing discipline.

What is saved in my browser?

Your core and satellite lists are saved locally. Revisit after large satellite moves. A winning satellite can grow from 3% to 8% effective weight without new purchases. After strong satellite year, trim winners back to policy weight rather than letting winners become core by drift. Revisit after large satellite moves. A winning satellite can grow from 3% to 8% effective weight without new purchases. Performance attribution: compare satellite sleeve IRR against core benchmark to justify active management time cost. Revisit after large satellite moves. A winning satellite can grow from 3% to 8% effective weight without new purchases. Performance attribution: compare satellite sleeve IRR against core benchmark to justify active management time cost. Revisit after large satellite moves. A winning satellite can grow from 3% to 8% effective weight without new purchases.

이 Core Satellite 계산기를 휴대폰이나 태블릿에서 어떻게 사용하나요?

네. Core Satellite 계산기는 최신 모바일 브라우저에서 데스크톱과 동일한 공식으로 작동합니다. 선택적 localStorage로 입력값을 기기에 저장할 수 있습니다.

코어-새틀라이트 할당기을(를) 사용할 때 내 데이터는 어디에 저장되나요?

당사 서버 어디에도 없습니다. 계산은 브라우저에서 로컬로 실행됩니다. 선택적 localStorage는 기기에서만 양식 필드를 저장하며 네트워크를 통해 포트폴리오 번호를 전송하지 않습니다.

세금 또는 법적 결정에 코어-새틀라이트 할당기에 의존해야 하나요?

아니요. 이 도구는 교육용 수학만 제공합니다. 세법, 계좌 규칙 및 개인 상황은 다양합니다. 중대한 결과를 초래하는 거래 전에 자격을 갖춘 세무 또는 법률 전문가와 상담하세요.