해외 거주자 출국세 추정기

세금 거주지 변경의 세금 영향을 시뮬레이션하세요.

결과

$150,000

$30,000


1	-$120,000
2	-$90,000
3	-$60,000
4	-$30,000
5	$0
6	$30,000
7	$60,000
8	$90,000
9	$120,000
10	$150,000
11	$180,000
12	$210,000
13	$240,000
14	$270,000
15	$300,000

이 도구가 마음에 드시나요? portfolios.tools를 영원히 무료로 유지하는 데 도움을 주세요.

$1$50

작동 방식

Enter unrealized gains, exit tax rate, ongoing income, current and target country tax rates, and projection years. See if moving saves money after accounting for exit tax. Typical users compare leaving a high tax residency while still working remotely, or retiring abroad before pension income starts. Plug in conservative income if you plan to stop working after the move. List restricted stock, private company shares, and crypto separately in your own spreadsheet because deemed disposal rules differ by asset class and this form uses one blended gains figure. Covered expatriate status triggers exit tax on deemed sale of worldwide assets: enter total unrealized gain and cost basis estimates. Mark to market deemed sale includes unrealized crypto and foreign mutual funds in covered expatriate basket. Covered expatriate status triggers exit tax on deemed sale of worldwide assets: enter total unrealized gain and cost basis estimates. Mark to market deemed sale includes unrealized crypto and foreign mutual funds in covered expatriate basket.

Review exit tax due, annual savings, break even years, and cumulative net benefit over time. Adjust tax rates to test different destination countries. Pair the break even timeline with cost of living and healthcare assumptions: a low rate country with high rent may still lose on total budget even after tax wins. Currency risk on foreign assets after the move can change real wealth even when the tax rate comparison looks favorable on paper. Five year certification test on Form 8854 requires prior year tax compliance: gaps may block clean expatriation. Dual citizen renunciation still requires five year tax compliance certification on expatriation forms. Covered expatriate mark to market treats unrealized gain as sold day before exit. Five year certification test on Form 8854 requires prior year tax compliance: gaps may block clean expatriation. Dual citizen renunciation still requires five year tax compliance certification on expatriation forms. Covered expatriate mark to market treats unrealized gain as sold day before exit.

gaps may block clean expatriation. Dual citizen renunciation still requires five year tax compliance certification on expatriation forms. Covered expatriate mark to market treats unrealized gain as sold day before exit. Five year certification test on Form 8854 requires prior year tax compliance: gaps may block clean expatriation. Dual citizen renunciation still requires five year tax compliance certification on expatriation forms. Covered expatriate mark to market treats unrealized gain as sold day before exit.

입력값이 변경될 때마다 해외 거주자 출국세 추정기을(를) 사용하세요: 시장 변동, 새로운 기여금 또는 수정된 개인 가정 후. 소프트웨어 설치 없이 빠른 재실행을 위해 페이지를 북마크하세요.

단계별 안내

해외 거주자 출국세 추정기을(를) 열고 현재 입력값을 입력하세요.
계산된 출력과 요약 테이블을 검토하세요.
가정을 조정하고 시나리오를 나란히 비교하세요.

실전 예제

Enter unrealized gains, exit tax rate, ongoing income, current and target country tax rates, and projection years. Enter the sample inputs described in How it works to reproduce the scenario step by step.

한 번에 하나의 입력을 조정하여 민감도를 확인하세요. 해외 거주자 출국세 추정기은(는) 즉시 업데이트되므로 행동하기 전에 낙관적 및 보수적 가정을 스트레스 테스트할 수 있습니다.

이 계산기를 사용할 때

Reach for Expat Exit Tax Estimator when simulate tax impact of changing tax residency.. It suits quick what if analysis before trades, allocation changes, or plan updates.

결정이 세금, 유동성 또는 하나의 공식이 포착하는 것 이상의 다년 전망을 포괄할 때 관련 도구와 함께 사용하세요.

흔한 실수

입력 단위나 오래된 시장 가격을 확인하지 않고 출력을 복사하는 것은 해외 거주자 출국세 추정기에서 흔한 오류입니다. 행동하기 전에 티커, 백분율 및 날짜를 확인하세요.

단일 기준 시나리오만 실행하면 꼬리 위험을 무시합니다. 보수적 입력으로 스트레스 테스트하고 결정이 중요할 때 아래 나열된 관련 도구와 비교하세요.

공식

Exit Tax = Unrealized Gains × Exit Tax Rate %. Annual Savings = (Current Rate - Target Rate) × Income. Break Even = Exit Tax / Annual Savings. Net Benefit_t = Savings × t - Exit Tax.

Projects up to 30 years. Zero or negative exit tax with positive savings yields immediate break even. Social security, wealth taxes, and currency moves are outside this model. 2024 covered expatriate thresholds follow IRS net worth and tax liability tests; thresholds adjust periodically. Inflation adjusted net worth test updates annually: verify current IRS threshold before planning exit. Dual citizen at birth exception requires documented lack of US residency history: verify with cross border CPA. Inflation adjusted net worth threshold updates annually per IRS published amounts. 2024 covered expatriate thresholds follow IRS net worth and tax liability tests; thresholds adjust periodically. Inflation adjusted net worth test updates annually: verify current IRS threshold before planning exit. Dual citizen at birth exception requires documented lack of US residency history: verify with cross border CPA. Inflation adjusted net worth threshold updates annually per IRS published amounts.

제한 사항 및 가정

주요 용어

How is the exit tax calculated: Exit Tax = Unrealized Gains × Exit Tax Rate / 100.
What are the annual tax savings: Annual Savings = (Current Tax Rate - Target Tax Rate) × Ongoing Income / 100.
모델 가정: Break Even Years = Exit Tax / Annual Savings.

대안 비교

Combine with Passive Income Bridge for years before pension starts, Post Retirement Tax for drawdown rates abroad, and Geoarbitrage to compare living costs across cities. Use those calculators when expat exit tax estimator alone does not capture the full decision.

portfolios.tools의 내부 링크는 계산기 체인을 도와줍니다: 먼저 해외 거주자 출국세 추정기을(를) 실행한 다음, 아래 관련 섹션의 전문 도구로 엣지 케이스를 검증하세요.

FAQ

How is the exit tax calculated?

Exit Tax = Unrealized Gains × Exit Tax Rate / 100. This is the tax paid upon leaving the country, triggered by deemed disposal of assets at market value. Countries such as the United States, Canada, and Spain may treat emigration as a taxable event on worldwide gains. Treat every result as an estimate: actual liability depends on treaties, asset classes, and filing status. Credits for tax already paid in the origin country may reduce the exit bill but are not modeled here. Dual citizen at birth may have exceptions: verify reduced covered expatriate rules with cross border tax advisor. Net worth test and tax liability test determine covered expatriate status independently: meeting either triggers exit tax regime. Dual citizen at birth may have exceptions: verify reduced covered expatriate rules with cross border tax advisor. Net worth test and tax liability test determine covered expatriate status independently: meeting either triggers exit tax regime.

What are the annual tax savings?

Annual Savings = (Current Tax Rate - Target Tax Rate) × Ongoing Income / 100. This is the annual tax reduction you gain by moving to the lower tax country. A five point rate drop on $200,000 income saves $10,000 per year before considering social charges or state taxes. Model several destination rates to see which moves pay back the exit levy fastest. Remember that some countries tax worldwide income while others tax only local source income after residency changes. Deferred compensation and specified tax deferred accounts have separate mark to market rules beyond standard asset basket. Five year tax compliance certification required on Form 8854 before clean expatriation. Deferred compensation and specified tax deferred accounts have separate mark to market rules beyond standard asset basket. Five year tax compliance certification required on Form 8854 before clean expatriation.

How is break even computed?

Break Even Years = Exit Tax / Annual Savings. This is the number of years needed for tax savings in the new country to offset the upfront exit tax cost. If annual savings are zero or negative, break even is undefined: the move never pays back on income tax alone. Include housing and healthcare costs outside this calculator when comparing lifestyles. A short break even still fails if you must return home within a few years and repay exit tax on unrealized gains that were never realized abroad. Mark to market uses deemed sale on day before expatriation: step up in basis after exit may differ by country. Mark to market uses deemed sale on day before expatriation: step up in basis after exit may differ by country.

Why does net benefit start negative?

Ten more years of lower taxes means ten years of annual savings stacking up. Net benefit goes negative initially due to the exit tax, then crosses into positive at break even. Early retirement before pension age widens the bridge: you may need more non tax savings even if the move eventually wins on rate alone. Plotting net benefit over thirty years shows whether the move is a short horizon trade or a lifelong residency decision. Ineligible deferred compensation plans have punitive tax on exit: identify specified accounts early. Ineligible deferred compensation plans have punitive tax on exit: identify specified accounts early.

How do unrealized gains affect the analysis?

Larger unrealized gains increase the exit tax, extending the break even period. Harvest losses or sell before accruing large gains if planning an expat move. Gifting, trusts, and step up rules vary by jurisdiction: confirm timing with a cross border tax advisor before triggering deemed disposal. Some countries exempt primary residence gains only if you meet occupancy tests, which this generic model does not capture. Renouncing without covered status still requires Form 8854 but may avoid deemed sale on full portfolio. Gift tax on covered gifts to US persons after expatriation follows separate IRC section rules from exit tax. Renouncing without covered status still requires Form 8854 but may avoid deemed sale on full portfolio. Gift tax on covered gifts to US persons after expatriation follows separate IRC section rules from exit tax.

휴대폰이나 태블릿에서 해외 거주자 출국세 추정기을(를) 사용할 수 있나요?

예. 이 도구는 데스크톱과 동일한 공식으로 모바일 브라우저에서 완전히 실행됩니다. 선택적 localStorage는 브라우저 설정에서 활성화된 경우 기기에 입력값을 기억할 수 있습니다.

해외 거주자 출국세 추정기을(를) 사용할 때 내 데이터는 어디에 저장되나요?

당사 서버 어디에도 없습니다. 계산은 브라우저에서 로컬로 실행됩니다. 선택적 localStorage는 기기에서만 양식 필드를 저장하며 네트워크를 통해 포트폴리오 번호를 전송하지 않습니다.

세금 또는 법적 결정에 해외 거주자 출국세 추정기에 의존해야 하나요?

아니요. 이 도구는 교육용 수학만 제공합니다. 세법, 계좌 규칙 및 개인 상황은 다양합니다. 중대한 결과를 초래하는 거래 전에 자격을 갖춘 세무 또는 법률 전문가와 상담하세요.