Business
Free financial calculators and simulators for DIY investors. No registration, no data collection, no hidden costs. All tools run entirely in your browser: your financial data never leaves your device.
LTV CAC Ratio
Evaluate SaaS subscription model efficiency with lifetime value and acquisition cost.
MRR Runrate
Track growth velocity and churn to forecast annual recurring revenue baselines.
Saas Churn Damage
Model the compounding destruction of revenue churn over 24 months.
Bootstrapped Breakeven
Find the exact user count needed to cover cloud infrastructure costs.
Freelance Rate Calculator
Factor unpaid admin hours, vacation, expenses, and taxes into your target rate.
CAC Audit
Break marketing spend, tool costs, and wages into true customer acquisition cost.
Rule Of40
Measure growth rate plus profit margin to evaluate SaaS investment attractiveness.
Burn Rate Runway
Show startup life expectancy under varying monthly expense scenarios.
Equity Dilution
Model VC round impact on founder ownership stakes.
ESO Value
Calculate ESO value across exit price scenarios.
Multi-Product Breakeven
Breakeven revenue and units with weighted contribution margin across multiple SKUs.
Make-or-Buy Analyzer
Compare in-house manufacturing cost against outsourcing quote with capacity and relevant costs.
Special Order Pricing
Accept or reject one-time orders by comparing relevant cost per unit to the offer price.
EOQ Calculator
Economic Order Quantity minimizing annual ordering and carrying costs for inventory.
LBO Returns Calculator
MOIC and equity IRR from entry/exit multiples, debt paydown, and hold period.
Merger Accretion/Dilution
Pro forma combined EPS versus standalone with accretion/dilution percentage.
Trading Comps Valuation
Implied equity value range from peer EV/EBITDA, P/E, and P/S multiples.
SOTP Valuation
Sum-of-the-parts equity bridge valuing business segments at distinct multiples.
Liquidation Preference Waterfall
Series A/B/C preference stack with participation caps and founder/investor proceeds.
Precedent Transaction Comps
Apply deal multiples from historical M&A transactions to a target company.
Beneish M-Score
Eight-ratio earnings manipulation detection model with above or below -2.22 flagging.
Springate Score
Four-ratio Z-style bankruptcy prediction model for private firm distress probability.
Covenant Headroom
Leverage and coverage ratios measured against lender covenant limits with breach cushion.
Fixed Charge Coverage
EBIT plus fixed charges divided by fixed charges plus interest for lender analysis.
Cash Conversion Cycle Calculator
Free cash conversion cycle calculator measures working capital efficiency as DSO plus DIO minus DPO in days. Enter the three turnover ratios to see operating cycle and CCC score instantly.
Degree of Operating Leverage (DOL) Calculator
Free DOL calculator measures EBIT sensitivity to sales volume given fixed and variable cost structure. Enter sales, variable cost ratio, and fixed costs to see degree of operating leverage and breakeven instantly.
Degree of Financial Leverage (DFL) Calculator
Free DFL calculator measures EPS sensitivity to EBIT changes given debt load and interest expense. Enter EBIT, interest, tax rate, and shares to see degree of financial leverage and interest coverage instantly.
Combined Leverage (DCL) Calculator
Free DCL calculator multiplies DOL by DFL for total EPS sensitivity to sales changes. Enter DOL, DFL, and sales change percent to forecast EBIT and EPS changes from revenue shifts instantly.
CVP Target Profit Calculator
Free CVP target profit calculator computes units and sales revenue needed to hit operating profit targets after covering fixed costs and variable cost per unit.
Price Elasticity
Compute demand elasticity and revenue impact from price changes.
Break Even Calculator
Free break even point calculator. Enter fixed costs, price per unit, and variable cost per unit to find how many units you must sell to cover costs, plus break even revenue, margin of safety, and units needed for a target profit.
NPS Calculator
Free Net Promoter Score calculator. Enter your promoter, passive, and detractor counts to get your NPS, the percentage split, and a confidence interval for your sample size.
Gross Margin Calculator
Free gross margin calculator by product. Enter price, unit cost, and volume for each SKU to get unit margin, total contribution, your blended gross margin, and which products carry the profit.